Our Products

When Women Unite,
Capital Follows

Chester Investment backs women who come together with a shared purpose. No individual collateral — just collective trust and the will to grow.

UMRA Tier 4 Licensed
8 – 25 Members Per Group
No Individual Collateral
Free Financial Training
Repeat Loans in 2–3 Days
Zimba Mpola — Coming Soon

Available Now

Our Loan Products

Built around how women in Uganda actually work — together.

Women Group Loan
Available Now
For VSLAs & Savings Groups
Women Group
Business Loan

A loan designed for women who know and trust each other. Form a group of 8 to 25 members in your locality, go through our free structured training, and unlock capital to grow your businesses — together.

No individual collateral
Ages 18 – 69 only
Home & business assessment
2-week process (first loan)
Repeat loans in 2–3 days
Free financial training
Register Your Group
Zimba Mpola - Progressive Building Loan
Zimba Mpola
Coming Soon
Progressive Building Loan

"Zimba Mpola" — Luganda for "build step by step." This loan is designed for women who dream of owning a home but can't do it all at once. Borrow in stages — foundation today, walls next, roof when you're ready — at a pace that matches your income and your life.

Step by Step

How Group Formation Works

From first meeting to loan in hand — here's exactly what to expect, with no surprises.

1
Come Together in Your Locality

Women in the same neighbourhood or trading area come together to form a group. Being nearby builds accountability and genuine mutual support.

2
Meet the Basic Requirements

Every member must be between 18 and 69 years old and own a small business. Members must know each other well — including both home and work addresses.

3
Form a Group of 8 – 25 Members

Your group needs a minimum of 8 and a maximum of 25 women. This size ensures strong solidarity while staying manageable for collective decisions.

4
Attend Free Group Training

Before any loan is issued, your group receives free education covering the loan process, group formation & sustainability, loan management, and business growth.

5
Submit Group Requirements

The group submits the necessary documentation for admission. Our loan officer guides you through everything needed — step by step, no guesswork.

6
Home & Business Assessment

Our Branch Manager and Loan Officer personally visit each member's home and workplace before disbursement — a friendly visit, not an interrogation.

7
Receive Your Loan — and Come Back Faster Next Time

The first-loan journey takes 2 weeks from group formation to disbursement. Once you're a client, repeat loans take just 2–3 days — because by then, we already know and trust you.

Included Free of Charge

We Don't Just Give Loans —
We Build Knowledge

Every group receives free training before their first loan. A loan without knowledge is a risk; a loan with knowledge is a launchpad.

Loan Process

We walk your group through exactly how the loan works — repayments, responsibilities, and what to expect from day one.

Group Formation & Sustainability

How to build a group that stays strong — leadership, conflict resolution, and keeping the collective spirit alive long-term.

Loan Management

Smart borrowing habits, repayment planning, and how to deploy your loan capital most effectively for your specific business.

Business Growth

Practical tips on growing your business, managing stock, keeping simple records, and preparing for your next loan cycle.

Before You Apply

What We Ask
From Each Member

When our Loan Officer visits each member, here is the information we collect — nothing hidden, nothing unexpected. Being prepared means a faster, smoother process for your whole group.

This information is shared individually — each member fills in her own details. Nothing is shared outside Chester Investment without your consent.

Type of Business

What business does the member run? Whether it's a food stall, salon, tailoring, or trading — we want to understand what you do.

Both Home & Business Addresses

We collect the member's exact home address and where she operates her business. This is verified during the assessment visit.

Length of Stay & Business Operation

How long has she lived at that address? How long has she been running her business? This helps us understand her stability and roots in the community.

Daily Sales, Profit & Expenses

We ask for the member's daily turnover in sales, her profit, and her business expenses. This helps us determine the right loan amount for her — not too little, not too much.

Affordable Weekly Instalment

Each member tells us the weekly instalment amount she can comfortably afford to repay — without straining her household or business. We never push for more than you can manage.

Not Sure What to Prepare?

Don't worry — our Loan Officer will walk your group through every question during the assessment visit. You don't need to have everything perfect on day one.

Talk to a Loan Officer

Ready to Begin?

Start Your Group.
Change Your Story.

Get in touch with our team today and we'll guide you through forming your group and starting your application — completely free of charge.

Register Your Group